7.1. Glossary

For the purposes of this guide, the following terms and their definitions are used:

Sepagon Hardware and Software System (Sepagon Payment Gateway)	An information system designed for automated and secure processing of payment transactions and their storage.
Sepagon Payment Management System (Sepagon UI)	Payment management user interface and analytical platform of Sepagon Payment Gateway.
Merchant	The company that provides services, works or sales of goods through the E-commerce, mobile commerce or mPOS channels.
Manager	An organization that provides services for processing transactions of Processor Merchants using the Sepagon Payment Gateway and accounting for transactions in the Sepagon UI.
Processor	The entity of the system, which is a technical integration with a specific acquiring bank or other payment service provider for processing transactions.
Account	Identification data in the Sepagon UI, which allows the user to interact with the system on their own behalf.
Transaction	An agreement to carry out a financial operation between a customer and the merchant to pay for services, work or goods, to return funds for previously paid services, works or goods, to transfer money from card to card, or to hold funds for future payment.
Antifraud filter	Technical transaction analysis algorithm for identifying suspicious and fraudulent transactions, based on the experience of Sepagon employees and international fraud monitoring practices.
BIN	Bank identification number, first 6 digits of card number.